Pennsylvania is a state moderately well-ranked in the overall scheme of healthcare in the United States, but Pennsylvania medical insurance quotes are still some of the most costly in the region. There are a number of reasons for this, including a lack of public medical funding and a lack of any risk pool insurance for those consumers who cannot afford it. While the Pennsylvania state insurance department does require companies within the state to be registered in order to sell insurance, it does not do much else to prevent excessive charging of fees or to limit the number of expensive Pennsylvania medical insurance quotes which are currently being advertised. This makes for a more competitive system, but can be disheartening for consumers who do not know how to properly or quickly compare medical insurance offers.
Infectious Diseases, Pollution, And the Rise of the Pennsylvania Medical Insurance Quote
Over the last twenty years, the state of Pennsylvania has remained relatively steady in terms of its overall health ranking in the country, hovering between the 20th and 30th spot, according to the United Health Foundation. Two of the issues which have consistently bogged the state down, and driven Pennsylvania medical insurance quotes up, are its rate of infectious disease and rate of pollution.
With almost 20 cases of infection disease per 100,000 people, the state ranks in the bottom 10 in the entire nation. As well, its air pollution numbers of 13.9 micrograms per cubic meter make it the 4th worst and dirtiest in the country. This has a significant impact on Pennsylvania medical insurance quotes, which are inevitably affected by the higher risk of insuring a population that may become sick due to transmitted illnesses, air pollution, or both.
Obesity and Health Funding and How Pennsylvania Medical Insurance Quotes Have Been Affected
The state of Pennsylvania spends only $49 per person on public health care, placing it in the bottom ten in the nation. The top state in the country, conversely, spends over $200 per person on public health care. This lack of funding combined with a rise in obesity from 20% to almost 30% of the population in the last ten years, means that Pennsylvanians are extremely difficult to insure.
With almost no public funding available and many residents eating themselves to an early grave, the health insurance industry bears a greater burden of overall cost and has a far higher chance to payout than in many other states. This increased risk means a higher base Pennsylvania medical insurance quote for all consumers.
Finding a great Pennsylvania medical insurance quote can be difficult even for the healthiest and most robust individual. But for anyone looking to find a quote that combines coverage and cost, in addition to service and security, we”re here to help. Stop by, and request free information on a Pennsylvania medical insurance quote. We help consumers find the best quotes for their budget, while still making sure they get the coverage they need.